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Merger Center Home  >  Personal  >  Personal Accounts

Thrive Money Market

Consumer Money Market is now Thrive Money Market

Services & Features

  • Minimum to Open: $100
  • Monthly Maintenance Fee: $10 per month
  • Requirement to Avoid Monthly Maintenance Fee: $1,000 minimum daily balance or link to a Pinnacle Checking and receive up to 5 Grow Savings or Thrive Money Market Accounts with no monthly maintenance charge.
  • Paper Statement Fee: $0 per statement
  • Excess Withdrawal: $5 fee assessed for each withdrawal or transfer occurrence that exceeds the six (6) allowable transaction occurrences per calendar month or statement cycle including, but not limited to, Bill Payments, Telephone Transfers, ACH Payments, Checks, Drafts, and Point-of-Sale Transactions. ATM and In- Branch Withdrawals are unlimited.
  • Excess Deposited Item: $0.25 per check after 50 checks per monthly interest analysis cycle. The interest analysis cycle is the day in which an account pays interest and is assessed service charges. The interest analysis cycle doesn’t necessarily occur on the same day as monthly statement or maintenance cycles.

ATM & Debit Card Services

  • ATM & Debit Card: ATM Card, or link as secondary account on debit card
  • Columbia Bank ATM Transactions & Statements: $0 per transaction
  • Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply)
  • International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank card.

Additional Account Features

  • Paid Interest: Yes 
  • Online & Mobile Banking, Bill Pay, and Direct Deposit: Yes

Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.

All products subject to bank approval. Other fees may apply. Review the Personal Rules and Regulations, ATM and Debit Card Agreement, Other Account Services schedule, and Overdraft Disclosure for Personal Accounts for additional details of all personal deposit products offered by Columbia Bank.