Columbia Bank deposit products:
Columbia Bank deposit products:
Merger Center Home > Personal > Personal Accounts
IRA Savings
Services & Features
- Minimum to Open: $100
- Monthly Maintenance Fee: $0 per month
- Paper Statement Fee: $0 per month
- Distributions: Limits defined by the IRS
- ACH or Electronic Withdrawals: Third party electronic withdrawals are not allowed and will be returned unpaid.
- Excess Withdrawal Activity: $5 fee assessed for each withdrawal or transfer occurrence that exceeds the six (6) allowable transaction occurrences per calendar month or statement cycle including, but not limited to, Bill Payments, Telephone Transfers, ACH Payments, Checks (not allowed for savings accounts), Drafts, and Point-of-Sale Transactions. ATM and In-Branch Withdrawals are unlimited.
- Check Deposit: Unlimited complimentary deposits
Additional Account Features
- Mobile Banking & Direct Deposit: No
- Paid Interest: Yes
- Checking Supplies: No checks issued or allowed for withdrawal against the savings account. Any checks, including over the counter checks and electronic checks issued against the savings account will be returned unpaid.
- ATM & Debit Card Services: Not available
Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.
All products subject to bank approval. Other fees may apply. Review the Personal Rules and Regulations, ATM and Debit Card Agreement, Other Account Services schedule, and Overdraft Disclosure for Personal Accounts for additional details of all personal deposit products offered by Columbia Bank.
