Columbia Bank deposit products:
Columbia Bank deposit products:
Merger Center Home > Personal > Personal Accounts
Embark Checking
Account Opening & Usage
- Minimum to Open: $25
- Monthly Maintenance Fee: $0 per month
- Paper Statement Fee: $3 per month
- Requirement to Avoid Paper Statement Fee: Waived if primary owner is 62 & older or with paperless statements
ATM & Debit Card Services
- Debit Card: Visa Debit Card
- Columbia Bank ATM Transactions & Statements: $0 per transaction
- Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply)
- International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank card.
- ATM Benefits: Receive up to $10 in ATM-Owner fee rebates per statement cycle when maintaining an average monthly account balance of $2,500. The average monthly balance is calculated by adding each day’s closing balance during the statement cycle and dividing by the number of days in that statement period.
Additional Account Features
- Online & Mobile Banking, Bill Pay, and Direct Deposit: Yes
- Checks & Deposit Slips: Yes, with standard pricing
- Complimentary Accounts: Receive one Grow Savings Account with no monthly maintenance charge when you complete a monthly transfer from your Embark Checking to your Grow Savings. Transfers can be made via online/mobile banking, telephone banking or scheduled as an automatic transfer.
Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.
All products subject to bank approval. Other fees may apply. Review the Personal Rules and Regulations, ATM and Debit Card Agreement, Other Account Services schedule, and Overdraft Disclosure for Personal Accounts for additional details of all personal deposit products offered by Columbia Bank.
