Merger Center Home > Business > Business Accounts
Public Funds Money Market

Account Opening & Usage
- Minimum to Open: $1,000
- Monthly Maintenance Fee: $10 per month
- Requirement to Avoid Monthly Maintenance Fee: $2,500 minimum daily balance
- Excess Deposited Item: $0.38 per check (Not charged on first 25 checks deposited per monthly cycle)
- Excess Withdrawal Activity: $5. Fee assessed for each withdrawal or transfer occurrence that exceeds the six (6) allowable transaction occurrences per calendar month or statement cycle including, but not limited to, Bill Payments, Telephone Transfers, ACH Payments, Checks (not allowed for savings accounts), Drafts, and Point-of-Sale Transactions. ATM and In-Branch Withdrawals are unlimited.
- Rolled Coin Deposit and/or Purchased: $0.20 per roll
- Branch Change Order: $1.50 per order
- Coin Bag Deposit: $7.75 per bag
- Direct Connect $15 per month
ATM & Debit Card Services
- Columbia Bank ATM Transactions & Statements: $0 per transaction
- Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply)
- International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank debit card.
Additional Account Features
- Paid Interest: Yes
- Merchant Services: Not Available
Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.
All products subject to bank approval. Other fees may apply. Review the Business Rules and Regulations, ATM and Debit Card Agreement, Other Account Services and Fees Schedule, Overdraft Disclosure for Business Accounts, and TM Essentials Statement of Fees for additional details of all business deposit products offered by Columbia Bank.