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Merger Center Home  >  Business  >  Business Accounts

Public Funds Interest Checking

Public Interest Checking is now Public Funds Interest Checking* or other Business Interest Checking products used by a Public Entity

*Those accounts with the following Treasury Management Services will be moved to an Analyzed Business Checking: Account Recon, Cash Vault services (Smart Safe and Commercial Cash in Transit), Deposit Account Control Agreement (DACA), Digital Biller services, Integrated Payables, Lockbox Premier, Secure File Transmissions including ACH, Check Issue File, Remote Image Capture-ICL X9, BAI Historical Files, and Lockbox), WebCD, and Zero Balance Accounts (ZBA – Master and Sub Accounts).

Account Opening & Usage

  • Minimum to Open: $100
  • Monthly Maintenance Fee: $15 per month
  • Requirement to Avoid Monthly Maintenance Fee: $3,000 minimum daily balance
  • Checks Paid and/or Deposited: $0.38 per check (Not charged on first 500 checks per monthly cycle)
  • Cash Deposit and/or Purchased: $0.30 per $100 (Not charged on first $10,000 per monthly cycle)
  • Rolled Coin Deposit and/or Purchased: $0.20 per roll
  • Branch change order: $1.50 per order
  • Coin Bag Deposit: $7.75 per bag
  • Direct Connect $15 per month
ATM & Debit Card Services

  • Columbia Bank ATM Transactions & Statements: $0 per transaction
  • Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply)
  • International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank debit card.

Additional Account Features

  • Paid Interest: Yes
  • Merchant Services: Available

Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.

All products subject to bank approval. Other fees may apply. Review the Business Rules and Regulations, ATM and Debit Card Agreement, Other Account Services and Fees Schedule, Overdraft Disclosure for Business Accounts, and TM Essentials Statement of Fees for additional details of all business deposit products offered by Columbia Bank.