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Merger Center Home  >  Business  >  Business Accounts

Public Funds Analyzed Checking

Public Analyzed Public Analyzed Checking or other Business Checking products used by a Public Entity is now Public Funds Analyzed Checking

Account Opening & Usage

  • Minimum to Open: $100
  • Monthly Maintenance Fee: $25 per month. There will be a service charge per month regardless of account balance. However, earnings credit allowance from an analyzed parent account can be used to offset fee.
  • Paper Statement Fee: $3.00 per month
  • Deposit Ticket: $1.00 per deposit ticket
  • Check Paid: $0.20 per check
  • Check Deposited:
    • $0.14 per on-us check
    • $0.15 per all other items
  • ACH Transaction: $0.20 per credit or debit ACH item received
  • Deposit Assessment: $0.13 per $1,000 average ledger balance
  • Negative Collected Balance: Prime + 3.50%. The highest Prime Rate during the billing period will be used as the index
  • Cash Deposit and/or Purchased: $0.25 per $100
  • Rolled Coin Deposit and/or Purchased: $0.20 per roll
  • Branch change order: $1.50 per order
  • Coin Bag Deposit: $7.75 per bag
  • Direct Connect $15 per month
ATM & Debit Card Services

  • Columbia Bank ATM Transactions & Statements: $0 per transaction
  • Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply)
  • International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank debit card.
Additional Account Features

  • Paid Interest: No
  • Merchant Services: Available

Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.

All products subject to bank approval. Other fees may apply. Review the Business Rules and Regulations, ATM and Debit Card Agreement, Other Account Services and Fees Schedule, Overdraft Disclosure for Business Accounts, and TM Essentials Statement of Fees for additional details of all business deposit products offered by Columbia Bank.