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Merger Center Home  >  Business  >  Business Accounts

Marketplace Checking

Business Checking Essentials, Executive 100 Checking, Executive 250 Checking, Executive 50 Checking or Executive Business Checking is now Marketplace Checking

*Those accounts with the following Treasury Management Services will be moved to an Analyzed Business Checking: Account Recon, Cash Vault services (Smart Safe and Commercial Cash in Transit), Deposit Account Control Agreement (DACA), Digital Biller services, Integrated Payables, Lockbox Premier, Secure File Transmissions including ACH, Check Issue File, Remote Image Capture-ICL X9, BAI Historical Files, and Lockbox), WebCD, and Zero Balance Accounts (ZBA – Master and Sub Accounts).

Account Opening & Usage

  • Minimum to Open: $100
  • Monthly Maintenance Fee:
    • $25 with paper statements
    • $22 with online statements, without papers statements. Requires online statement enrollment.
  • Requirements to Avoid Monthly Maintenance Fee:
    • $25,000 minimum daily balance, or
    • $100,000 combined deposit and outstanding loan balances in eligible Accounts. Eligible accounts include Business Checking, Savings, Certificates of Deposit, Money Markets, and outstanding Business Loans. Excludes Credit Cards. The combined balance is calculated by adding the current balance of all eligible accounts three business days before the end of the deposit statement period, or
    • $0 with an active Merchant Services relationship with Columbia Bank. Merchant Services relationship must be established one month prior to receiving a monthly maintenance fee waiver. Any Marketplace Checking Account associated with the same Tax ID Number as your Merchant Services relationship will receive a monthly maintenance fee waiver. If the Merchant Services relationship is closed any time during the prior month, the monthly maintenance fee waiver will not apply.
  • Checks Paid and/or Deposited: $0.38 per check (not charged on first 500 items per monthly cycle)
  • Cash Deposit and/or Purchase: $0.30 per $100 (Not charged on first $20,000 per monthly cycle)
  • Rolled Coin Deposit and/or Purchase: $0.20 per roll deposited and/or purchased
  • Branch Change Order: $1.50 per order
  • Coin Bag Deposit: $7.75 per bag deposited

 

ATM & Debit Card Services

  • Columbia Bank ATM Transactions & Statements: $0 per transaction
  • Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply) 
  • International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank debit card.

Additional Account Features

  • Paid Interest: No
  • Merchant Services: Available
  • Check Supply Discount: $150 off your first order of checks and supplies through Harland Clarke
  • Incoming Wire Transfer Benefit: 4 incoming wire transfer fees refunded per monthly cycle
  • Any previously bundled services will be charged according to the TM Essentials Statement of Fees

Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.

All products subject to bank approval. Other fees may apply. Review the Business Rules and Regulations, ATM and Debit Card Agreement, Other Account Services and Fees Schedule, Overdraft Disclosure for Business Accounts, and TM Essentials Statement of Fees for additional details of all business deposit products offered by Columbia Bank.