Columbia Bank deposit products:
Columbia Bank deposit products:
Merger Center Home > Business > Business Accounts
Main Street Money Market
Account Opening & Usage
- Minimum to Open: $100
- Monthly Maintenance Fee: $10
- Requirement to Avoid Monthly Maintenance Fee: $2,500 minimum daily balance
- Cash Deposit: $0.30 per $100 (Not charged on first $10,000 per monthly cycle)
- Excess Deposited Item: $0.38 per check (Not charged on first 50 checks deposited per monthly cycle)
- Excess Withdrawal Activity: $5. Fee assessed for each withdrawal or transfer occurrence that exceeds the six (6) allowable transaction occurrences per calendar month or statement cycle including, but not limited to, Bill Payments, Telephone Transfers, ACH Payments, Checks (not allowed for savings accounts), Drafts, and Point-of- Sale Transactions. ATM and In-Branch Withdrawals are unlimited.
- Branch Change Order: $1.50 per order
- Direct Connect $15 per month
ATM & Debit Card Services
- Columbia Bank ATM Transactions & Statements: $0 per transaction
- Non-Columbia Bank ATM Withdrawals & Transfers: $2.50 per transaction (ATM Owner fees apply)
- International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank debit card.
Additional Account Features
- Paid Interest: Yes
Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.
All products subject to bank approval. Other fees may apply. Review the Business Rules and Regulations, ATM and Debit Card Agreement, Other Account Services and Fees Schedule, Overdraft Disclosure for Business Accounts, and TM Essentials Statement of Fees for additional details of all business deposit products offered by Columbia Bank.
