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Community Business Checking

Account Opening & Usage
- Minimum to Open: $100
- Monthly Maintenance Fee:
- $10 with paper statements
- $7 with online statements, without papers statements. Requires online statement enrollment
- $0 for Non-Profit Businesses/Entities
- Requirement to Avoid Monthly Maintenance:
- $1,000 minimum daily balance, or
- $2,500 average monthly balance. The average monthly balance is calculated by adding each day’s closing balance during the statement cycle and dividing by the number of days in that period.
- Checks Paid and/or Deposited: $0.38 per check (not charged on first 200 items per monthly cycle)
- Cash Deposit and/or Purchase: $0.30 per $100 (Not charged on first $10,000 per monthly cycle)
- Rolled Coin Deposit and/or Purchase: $0.20 per roll deposited and/or purchased
- Branch Change Order: $1.50 per order
- Coin Bag Deposit: $7.75 per bag deposited
ATM & Debit Card Services
- Columbia Bank ATM Transactions & Statements: $0 per transaction
- Non-Columbia Bank ATM Withdrawals: $2.50 per transaction (ATM Owner fees apply)
- International Transactions: 2.00% of card transaction amount. Transactions made outside the U.S., in either foreign currency or U.S. dollars, using a Columbia Bank debit card.
Additional Account Features
- Paid Interest: Yes
- Merchant Services: Available
Temporary waiver of fees: The monthly maintenance and paper statement fee (where applicable) associated with this account will be waived through March 2026. This waiver period will allow you the opportunity to better understand the requirements to waive those fees on your new account.
All products subject to bank approval. Other fees may apply. Review the Business Rules and Regulations, ATM and Debit Card Agreement, Other Account Services and Fees Schedule, Overdraft Disclosure for Business Accounts, and TM Essentials Statement of Fees for additional details of all business deposit products offered by Columbia Bank.