What You Need to Do

Download the new BAI2 codes: Download the list for use starting January 26, 2026.

What You Need to Know

SFTP Transmissions will continue without interruption: SFTP transmissions, services including ACH, ACH Return Reports, Check Positive Pay, Remote Image Capture-ICL X9, BAI and Lockbox will continue to be available with your current connection at transition. You will be contacted to establish new login credentials and to test a new SFTP connection soon after the transition.

The same types of reports will be available: You will continue to have access to the same types of reports you utilize today.

Export types will remain the same: You will be able to export reports in BAI2, PDF, CSV and Intuit Web Connect formats.

REVISED: EDI Reporting: At this time, you will continue to receive EDI reporting through the same FedReporter email that you receive today.

ACH Return Reports: Customers receiving SFTP will continue to receive reports.

BAI saved reports are unique to each Commercial Online Banking user: A new BAI user will be created to add saved reports to assist with ease of creating reports. BAI reporting delivery time is 7:00 a.m. PT on business days.